Insurance: authorisations, reports and contracts

Next steps

Which insurance document task needs preparation?

Insurance undertaking: authorisation and branch dossier
Map the undertaking, territory, direct insurance or reinsurance activity, branches and actual permission evidence.
Insurer solvency figures: validated-report reconciliation
Compare already validated figures, reporting dates, currencies and scales before calculating their arithmetic difference and ratio.
Technical provisions: assumptions and validation record
Connect commitments, source data, approved methods, changes and actual validation evidence to the reported liability estimates.
Actuarial reporting: opinions and management follow-up
Connect the actual national role, reporting mandate, evidence, limitations, recommendations and management responses.
Insurance portfolio transfer: perimeter and approval dossier
Connect policies, liabilities, receiving permissions, policyholder protections and approval evidence for the actual transfer.
Reinsurance treaty: proposed scope and clause comparison
Compare the proposed business, period, structure, limits, exclusions and claims-control terms before agreement.
Reinsurance recovery: treaty, loss and payment dossier
Connect the executed treaty, loss allocation, notices, recoveries and disputed balance without assuming the reinsurer’s agreement.
Direct coinsurance: shares and lead-insurer authority
Compare named direct insurers, signed shares, the lead insurer’s actual mandate and premium or claim allocations.
Insurance intermediary: registration and competence record
Connect the actual activities, national status, registration category, represented insurers and competence evidence.
Insurer outsourcing: retained control and oversight
Map the outsourced activity, materiality, retained responsibility, provider chain, audit access and supervisory evidence.

Frequent questions

What other questions arise in this file?

Technical provisions, capital or actuarial-function report?

Provisions track commitments and assumptions; capital comparison uses supplied validated amounts. The actuarial report connects opinions and recommendations with management responses rather than replacing either calculation.

What does a lead co-insurer’s title establish?

Connect the title to the actual mandate and powers. Leader status alone does not demonstrate universal joint liability or unrestricted authority to settle for every direct insurer.

Which framework applies to “Insurance: authorisations, reports and contracts”?

The English pages separate France and Switzerland. Select the country, authority and relevant period; a Swiss cantonal example does not establish a French requirement or one rule for every canton.

How can Julie continue “Insurance: authorisations, reports and contracts”?

Choose the page matching the document, then retain facts, versions and the question in the preparation. Julie can help research references and prepare the next document; the record itself grants no permission.

Sources

Which official references should you consult?

Code des assurances : agrément des entreprises : L321-1, L321-1-1, L321-10, L310-1-1, L310-2www.legifrance.gouv.fr
Insurance Supervision Act LSA/VAG/LSA : 12, 2, 3, 4, 5, 6, 14fedlex.data.admin.ch
Insurance Supervision Ordinance OS/AVO/OSfedlex.data.admin.ch
Insurance Supervision Act LSA/VAG/LSA : 2, 3, 4, 5, 6, 14fedlex.data.admin.ch
Insurance Supervision Act LSA/VAG/LSA : 2, 3, 4, 5, 6, 14fedlex.data.admin.ch
Code des assurances : rapport de solvabilité et situation financière : L355-5, L355-6www.legifrance.gouv.fr
Insurance Supervision Ordinance OS/AVO/OS : 48, 49, 50fedlex.data.admin.ch
Insurance Supervision Ordinance OS/AVO/OS : 48, 49, 50fedlex.data.admin.ch
FINMA Insurance Supervision Ordinance 26June2024 OS-FINMA/AVO-FINMA/OS-FINMA : 1, 22fedlex.data.admin.ch
FINMA Insurance Supervision Ordinance 26June2024 OS-FINMA/AVO-FINMA/OS-FINMA : 1, 22fedlex.data.admin.ch
FINMA Insurance Supervision Ordinance 26June2024 OS-FINMA/AVO-FINMA/OS-FINMA : 1, 22fedlex.data.admin.ch
FINMA : Test suisse de solvabilitéwww.finma.ch
Code des assurances : provisions techniques prudentielles : L351-2, L351-3www.legifrance.gouv.fr
Code des assurances : article R354-6 : R354-6www.legifrance.gouv.fr
Code assurances R354-6 viewed at2020-10-01 : R354-6www.legifrance.gouv.fr
ACPR portfolio transfer procedureacpr.banque-france.fr
Code assurances L324-1 : L324-1www.legifrance.gouv.fr
Insurance Contract Act LCA/VVG/LCA : 101fedlex.data.admin.ch
Insurance Contract Act LCA/VVG/LCA : 101fedlex.data.admin.ch
Insurance Contract Act LCA/VVG/LCA : 101fedlex.data.admin.ch
Code des assurances : immatriculation des intermédiaires : L512-1, L512-2www.legifrance.gouv.fr
FINMA : intermédiation d’assurancewww.finma.ch
FINMA, circulaire2018/3 Outsourcingwww.finma.ch
Code assurances L354-3 : L354-3www.legifrance.gouv.fr
ACPR important or critical outsourcingacpr.banque-france.fr

Texts cited last checked: 3 November 2026