French mortgage refusal
Mortgage refused after a compromis de vente: do the documents match?
After a mortgage refusal, having a bank letter is not the only issue. The applications actually made must be compared with the financing condition in the French sale agreement: amount, term, maximum rate, timing, number of applications and notice method. Keep the complete agreement, applications, acknowledgements and refusals. A notaire or lawyer should assess mismatches and consequences. This tool displays matches, differences and unknowns; it does not decide whether the condition was satisfied or whether a deposit must be returned.
Jurisdiction: France · French law
Comparison without a false winner
Compare visible criteria without a total, score or automatic recommendation.
| Question to classify | Direct answer | Status |
|---|---|---|
| Where is the financing condition in the agreement? | Read the complete clause and cross-references, not only the financing summary. | Verify from source |
| Does the requested amount match? | Compare the printed figures and mark differences without assigning an automatic legal effect. | Verify from source |
| Do the term and maximum rate match? | Align each criterion separately with evidence of the application. | Verify from source |
| How many applications were required? | Only the contract wording and file evidence can verify that requirement. | Verify from source |
| Does the refusal identify the application? | Connect the refusal to one application through its references and criteria. | Verify from source |
| Was notice given in the required way? | Keep the date, recipient and transmission proof without calculating a deadline here. | Verify from source |
Classify the next question—without entering case facts
Choose a category only. No date, amount, name, identifier, document or free text is sent to analytics.
Where is the financing condition in the agreement?
Read the complete clause and cross-references, not only the financing summary.
Verify this route against the cited official source and the complete document.
- MATCHES_VISIBLE · Read the complete clause and cross-references, not only the financing summary.
- MISMATCH_REVIEW · Compare the printed figures and mark differences without assigning an automatic legal effect.
- MISSING_APPLICATION_PROOF · Align each criterion separately with evidence of the application.
Where is the financing condition in the agreement?
Read the complete clause and cross-references, not only the financing summary. Read the complete current document and preserve the underlying evidence before applying this point to a case.
Does the requested amount match?
Compare the printed figures and mark differences without assigning an automatic legal effect. Read the complete current document and preserve the underlying evidence before applying this point to a case.
Do the term and maximum rate match?
Align each criterion separately with evidence of the application. Read the complete current document and preserve the underlying evidence before applying this point to a case.
How many applications were required?
Only the contract wording and file evidence can verify that requirement. Read the complete current document and preserve the underlying evidence before applying this point to a case.
Does the refusal identify the application?
Connect the refusal to one application through its references and criteria. Read the complete current document and preserve the underlying evidence before applying this point to a case.
Was notice given in the required way?
Keep the date, recipient and transmission proof without calculating a deadline here. Read the complete current document and preserve the underlying evidence before applying this point to a case.
What if one criterion differs?
Document the mismatch and have its significance reviewed in the complete agreement. Read the complete current document and preserve the underlying evidence before applying this point to a case.
Who should review a deposit dispute?
The notaire and, if needed, a lawyer should examine the clause, steps taken and correspondence. Read the complete current document and preserve the underlying evidence before applying this point to a case.