Finance and regulatory duties · France / Switzerland
Investment service: document suitability assessment
France and Switzerland distinguish the actual investment service and the information relevant to its assessment. Knowledge, experience, financial circumstances and objectives do not serve identical tests in every service. Keep collection, human reasoning and documentation separate. This dossier concerns provider records rather than a product recommendation, automated investor profile or proof that a later securities order was properly executed.
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France: why distinguish knowledge and financial objectives ?
They address different assessment questions rather than one universal score.
Read the referencesYour question concerns “Investment service: document suitability assessment”. Which document should we examine, and does your matter concern France or Switzerland?
3 free questions at signup. Avoid names and sensitive information.
France: which service should the client examination identify ?
Separate advice, management and the actual other service before applying requirements.
France: why distinguish knowledge and financial objectives ?
They address different assessment questions rather than one universal score.
How can you connect the facts and records in your file?
Complete the file references. The initial values illustrate a fictional case; they are not observed product results.
Fictional example · Service, information and human-analysis matrix
- Service
- Provision to classify
- Client
- Anonymised category
- Information
- Documented reference
- Analysis
- Retained reasoning
This worksheet organises records; it does not establish admissibility, entitlement or a procedural outcome.
France: what documents human suitability reasoning ?
Connect service, information and actual justification. A completed form is not the whole analysis.
France: does execution-only always remove every condition ?
No. Examine the actual exception and its conditions.
Which elements belong together before the next step?
| Preparation question | Point to verify |
|---|---|
| France: which service should the client examination identify ? | Separate advice, management and the actual other service before applying requirements. |
| France: why distinguish knowledge and financial objectives ? | They address different assessment questions rather than one universal score. |
| France: what documents human suitability reasoning ? | Connect service, information and actual justification. A completed form is not the whole analysis. |
| France: does execution-only always remove every condition ? | No. Examine the actual exception and its conditions. |
Switzerland: how do appropriateness and suitability differ ?
Swiss tests use different information according to the service. Preserve the relevant distinction.
Switzerland: what should missing client information look like ?
Keep the gap and follow-up explicit instead of inventing an answer.
Which official provision helps explain this situation?
Separate advice, management and the actual other service before applying requirements.
Switzerland: is assessment the same as order execution review ?
No. Service examination and execution of instructions are separate tasks.
Switzerland: what supports the investment-service assessment record ?
Identify service, client, information, analysis and record. The tool recommends no security.
Which preparation steps come first?
Editorial preparation order, not a popularity or success-probability ranking. Define the file first, then examine conditions and supporting evidence.
France: which service should the client examination identify ?
Separate advice, management and the actual other service before applying requirements.
France: why distinguish knowledge and financial objectives ?
They address different assessment questions rather than one universal score.
France: what documents human suitability reasoning ?
Connect service, information and actual justification. A completed form is not the whole analysis.
France: does execution-only always remove every condition ?
No. Examine the actual exception and its conditions.
Switzerland: what supports the investment-service assessment record ?
Identify service, client, information, analysis and record. The tool recommends no security.
What other questions arise in this file?
France: why distinguish knowledge and financial objectives ?
They address different assessment questions rather than one universal score.
France: does execution-only always remove every condition ?
No. Examine the actual exception and its conditions.
Switzerland: what should missing client information look like ?
Keep the gap and follow-up explicit instead of inventing an answer.
Switzerland: what supports the investment-service assessment record ?
Identify service, client, information, analysis and record. The tool recommends no security.
Which official references should you consult?
- cmf : art. L533-13legifrance.gouv.fr
- LEGISCTA000006184916legifrance.gouv.fr
- lsfinfedlex.admin.ch
- osfinfedlex.admin.ch
Texts cited last checked: 2 November 2026