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Housing and property · Rent-free occupation · a commodat

Ending a rent-free housing loan in France

A commodat is an essentially free loan for use: the home must be returned after the agreed use. Its end depends on the agreed term or purpose. For permanent occupation without a foreseeable natural end, French case law permits termination with reasonable notice, not a uniform national period. A pressing unforeseen need can justify court-ordered early return. The agreement’s actual classification matters.

Termsto check before recovery
  • Official texts cited
  • Sources checked on
  • Drafted with AI assistance, our method

General legal information with official references and dated checks. It is not personalised advice: for a decision that commits you, have your situation checked by a qualified professional.

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Illustrative conversation
Example question

Does a free loan always end when the lender dies?

Julie Illustration

Article 1879 provides for obligations passing to heirs, with an exception concerning continuation by the borrower’s heirs where the loan was personal to the borrower. Death therefore has no uniform effect without reading the agreement.

Read the references

A home was lent free of rent and return is disputed: I can help read the agreement and distinguish term, notice and procedure.

French law

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Answer

How does a commodat differ from a residential lease?

A loan for use is essentially free under article 1876. A home provided without rent may fall within this framework, but its label is not decisive. Examine payments, undertakings and actual use. Ordinary running costs are not automatically rent; a substantial payment may require another contractual classification.

Code civil, article 1875Code civil, article 1876Code civil, article 1886

Comparison

Which ending rule matches the loan’s term?

Free use does not mean immediate recovery
AgreementRule to examineEvidence
Agreed end dateRespect the term, subject to article 1889Agreement and stated date
Defined use without a dateCompletion of the agreed purposePurpose and evidence of completion
Permanent use with no natural endReasonable notice under case lawCircumstances and termination notice

Code civil, article 1888Code civil, article 1889Cass. 1re civ., 3 février 2004, n° 01-00.004, publié au Bulletin

Commodat: free use, agreement end point and regulated recovery.
Ending a rent-free housing loan in France
Answer

Can the home be recovered before the agreed end date?

Generally the lender cannot recover the property before the agreed term; without a term, examine the purpose for which it was lent. Article 1889 allows the court to order early return for the lender’s pressing unforeseen need. This does not give the lender a right to recover physical possession unilaterally.

Code civil, article 1888Code civil, article 1889

Answer

What notice applies to housing lent indefinitely?

The First Civil Chamber’s 3 February 2004 judgment addresses permanent use without a foreseeable natural end: the lender may terminate with reasonable notice. That rule supplies no fixed nationwide three- or six-month period. Document the duration and circumstances of occupation so reasonableness can be assessed.

Cass. 1re civ., 3 février 2004, n° 01-00.004, publié au Bulletin

Tool

How can you classify the agreement before seeking return?

Choose the actual term and payment arrangement. The worksheet identifies documents to find without setting an individual notice period.

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Fields stay on this page. The Julie button sends your worksheet when you choose to use it.

Fictional example · Your preparation worksheet

For permanent use with no foreseeable natural end, termination requires reasonable notice. No fixed nationwide notice period is supplied here.

Available agreement
Written free-use agreement
Purpose to classify
Home lent with no agreed term
  1. Gather documents establishing free use, parties and agreed purpose.
  2. Identify the agreed end point or facts relevant to reasonable notice.
  3. Record the recovery request and keep evidence of communication.
  4. If recovery is refused, have the applicable procedure examined; do not change the locks yourself.

This worksheet sets no individual notice period and authorises no eviction. Distinguish ordinary running costs from a substantive payment.

Answer

Who bears ordinary costs and urgent preservation expenses?

The borrower must take care of and preserve the property. Ordinary use expenses are not reimbursable under article 1886. Article 1890 concerns qualifying extraordinary, necessary and urgent preservation costs where the lender could not be warned. Keep invoices, urgency evidence and correspondence rather than assuming every expense is recoverable.

Code civil, article 1880Code civil, article 1886Code civil, article 1890

The law

What does the governing text say about a commodat?

à la charge par le preneur de la rendre après s'en être servi.

Code civil, article 1875In force since 14 May 2009Read on Légifrance

In plain English: A loan for use requires return after use. Free use and ending arrangements must be read alongside the term, pressing unforeseen need and case law on reasonable notice for indefinite permanent use.

Answer

How should recovery be prepared if the occupant refuses to leave?

Gather the agreement, evidence of free use, term or agreed purpose, correspondence and recovery request. Then have the classification and appropriate procedure checked. Alleged termination does not authorise changing locks or private eviction. Any occupation-related monetary claim is a separate issue; this page calculates no automatic amount.

Code civil, article 1875Code civil, article 1888Code civil, article 1889

Frequent questions

What else should you know about a commodat?

Does a free loan always end when the lender dies?

Article 1879 provides for obligations passing to heirs, with an exception concerning continuation by the borrower’s heirs where the loan was personal to the borrower. Death therefore has no uniform effect without reading the agreement.

Code civil, article 1879

Does an electricity bill paid by the occupant necessarily create a lease?

No. That running cost must be distinguished from substantive payment for occupation. Classification depends on the agreement and actual payments, not an isolated bill.

Code civil, article 1876Code civil, article 1886

Does a personal need suffice to shorten a one-year loan?

Article 1889 requires a pressing unforeseen need assessed by the court. It does not allow the lender freely to replace the agreed end date.

Code civil, article 1888Code civil, article 1889

Can furnished-tenancy notice be reused to end a commodat?

Not automatically. A free-use loan follows its term, agreed purpose or the reasonable-notice rule for the relevant indefinite situation. Do not import residential-lease notice by analogy.

Code civil, article 1888Cass. 1re civ., 3 février 2004, n° 01-00.004, publié au Bulletin

Sources

Which sources explain a commodat?

  1. Code civil, article 1875Légifrance / DILA
  2. Code civil, article 1876Légifrance / DILA
  3. Code civil, article 1879Légifrance / DILA
  4. Code civil, article 1880Légifrance / DILA
  5. Code civil, article 1884Légifrance / DILA
  6. Code civil, article 1886Légifrance / DILA
  7. Code civil, article 1888Légifrance / DILA
  8. Code civil, article 1889Légifrance / DILA
  9. Code civil, article 1890Légifrance / DILA
  10. Code civil, article 1891Légifrance / DILA
  11. Cass. 1re civ., 3 février 2004, n° 01-00.004, publié au BulletinCour de cassation

Texts cited last checked: 19 October 2026